Legal & Policy

Terms and Conditions – Tojay APK Gaming Platform

These Terms and Conditions govern your use of the Tojay APK platform. Please read them carefully before registering, depositing or playing. By creating an account you confirm that you have read, understood and agreed to everything written here.

Last updated: June 2026
Language: English (en-PK)
Applicable to: Pakistan players
Age requirement: 18+
Important: These Terms and Conditions form a legally binding agreement between you and Tojay APK. If you do not agree with any part of these terms, you must not use the platform. Playing on tojay apk constitutes full acceptance of everything contained in this document.

1. Acceptance of Terms

By accessing, browsing or using the Tojay APK platform — whether through a web browser, the downloadable APK or any other access method — you confirm that you have read these Terms and Conditions in full and that you agree to be bound by them.

These terms apply to every interaction you have with the platform, including account registration, depositing funds in PKR, claiming bonuses, playing games and withdrawing winnings. If you are using the platform on behalf of another person or entity, you confirm that you have the authority to bind that person or entity to these terms.

Tojay APK reserves the right to update or modify these Terms and Conditions at any time. Continued use of the platform following any update constitutes acceptance of the revised terms. It is your responsibility to check this page periodically for changes. We will update the "Last updated" date at the top of this page when changes are made.

2. Eligibility

To register and use a Tojay APK account you must meet all of the following requirements at the time of registration and on an ongoing basis throughout your use of the platform:

  • You must be at least 18 years of age. Tojay APK is strictly an adults-only platform. Underage gaming is not permitted under any circumstances.
  • You must be a real, natural person acting in your own personal capacity. Corporate accounts and accounts held on behalf of third parties are not permitted.
  • You must not be a current employee, contractor or immediate family member of an employee of Tojay APK or any of its affiliated service providers.
  • You must not be accessing the platform from a jurisdiction where online gaming is specifically prohibited by local law. It is your responsibility to understand the laws applicable to you in your location.
  • You must not have previously had a Tojay APK account that was suspended or permanently closed for any policy violation.

Tojay APK may request proof of age or identity at any time. Failure to provide satisfactory documentation may result in account suspension and forfeiture of any pending withdrawals until verification is complete.

3. Account Registration

Each player is permitted to hold only one account on the Tojay APK platform. Duplicate accounts will be closed without notice and any bonus winnings generated across duplicate accounts will be voided. Deposits in PKR held across duplicate accounts may be refunded at Tojay APK's sole discretion after identity verification.

When registering your account you are required to provide accurate, complete and up-to-date information. This includes your full legal name, date of birth, valid contact information and a valid PKR payment method — such as JazzCash, Easypaisa, a bank account or a registered mobile wallet. Providing false information is a serious breach of these terms and will result in permanent account closure.

  • You are solely responsible for maintaining the security of your login credentials.
  • Do not share your password with any other person. Tojay APK staff will never ask for your password.
  • Any activity carried out using your login credentials is your responsibility, whether or not you authorised it.
  • If you believe your account has been accessed without your authorisation, contact support immediately.
  • Account usernames and registered contact details may only be changed by contacting verified customer support.

Tojay APK reserves the right to conduct identity verification checks at any point. Players may be required to submit a copy of a valid CNIC (Computerised National Identity Card), proof of payment method ownership or other documentation at the platform's reasonable request.

4. Deposits & Withdrawals

Tojay APK operates as a PKR-native platform. All deposits, account balances, bets and withdrawals are denominated in Pakistani Rupees. There are no hidden currency conversions, no foreign exchange fees and no surprise deductions applied to your transactions.

Supported deposit and withdrawal methods include:

JazzCash Easypaisa Raast Bank Transfer Cards Mobile Wallets
  • Minimum deposit amounts vary by payment method and are displayed at the time of deposit.
  • Deposits via JazzCash and Easypaisa are typically processed instantly. Other methods may take longer depending on your bank or wallet provider.
  • Withdrawals are processed to the same payment method used for your most recent deposit, subject to verification.
  • Withdrawal processing times vary by tier: standard accounts within 48 hours; VIP Gold and above receive priority processing.
  • All funds deposited must be wagered at least once before a withdrawal request can be submitted, unless stated otherwise.
  • Tojay APK does not accept deposits from third-party accounts. Your deposit method must be registered in your own name.

Tojay APK reserves the right to request additional documentation before processing any withdrawal. This is a standard security and anti-fraud measure and is not a reflection on any individual player's account standing.

5. Bonuses & Promotions

Tojay APK offers a range of bonuses and promotional offers to both new and existing players. Each bonus has specific terms attached to it — including wagering requirements, eligible games, minimum deposit thresholds and expiry dates — which are communicated clearly at the point of offer.

  • Wagering requirements must be met in full before any bonus-derived winnings can be withdrawn.
  • Bonuses are valid for the period stated in the specific promotion. Unused bonus funds expire at the end of this period.
  • Only one bonus can be active at a time unless otherwise specified in the promotion details.
  • Bonuses are for personal use only. They may not be transferred, sold or shared with another account.
  • Free spin winnings are typically subject to a standard wagering requirement before withdrawal; the applicable multiplier is stated per promotion.
  • PSL and T20 match-day promotions run during active cricket fixture windows. Double VIP point events apply only to eligible game categories as stated in the promotion.
  • Tojay APK reserves the right to withdraw any bonus offer, modify its terms or cancel a player's participation in a promotion if abuse or manipulation is suspected.
Bonus tip: Always read the specific terms for each promotion before claiming. Wagering requirements, eligible games and expiry dates are all displayed on the Promotions page before you opt in.

6. Gameplay Rules

All games available on the Tojay APK platform — including slots, fish games, bingo and all other titles — operate on certified Random Number Generator (RNG) technology. Every outcome is independently random and is not influenced by previous results, account history, deposit size or any platform-side intervention.

  • The Return to Player (RTP) percentage published for each game reflects the genuine mathematical figure built into the game engine by the provider.
  • Minimum and maximum bet limits apply to each game and are displayed within the game interface before play begins.
  • In the event of a technical fault, disconnection or system error during a game round, Tojay APK will resolve the outcome based on the game server log. Decisions made based on server data are final.
  • Game results displayed on-screen may differ from server-side records in the event of a connectivity issue. The server record takes precedence in all disputed outcomes.
  • Tojay APK does not permit the use of automated betting systems, bots, scripts or any software designed to gain an unfair mechanical advantage over the platform or other players.
  • Progressive jackpot games contribute to a shared PKR prize pool. Jackpot wins are verified before being credited and may take up to 24 hours to appear in your account balance.

7. VIP Programme

The Tojay APK VIP Programme consists of six tiers: Bronze, Silver, Gold, Platinum, Elite and Legend. Points accumulate automatically on every PKR wagered across eligible games — no opt-in is required and there is no minimum session length to qualify for point earn.

  • VIP tier status is reviewed on a rolling basis. Tier advancement occurs automatically when the required point threshold is reached.
  • Tier demotion may occur if minimum activity thresholds are not maintained during a defined review period. Players will be notified before any demotion takes effect.
  • VIP benefits — including cashback rates, reload bonus percentages and withdrawal processing priority — are specific to each tier and are outlined on the VIP page.
  • During PSL match-day events, eligible players earn double VIP points on qualifying game categories. The specific games and fixture windows are communicated via the Promotions page.
  • VIP points have no cash value and cannot be withdrawn directly. They serve as a tier progression metric only.
  • Tojay APK reserves the right to modify VIP tier thresholds, benefit structures or point earn rates with reasonable prior notice to affected players.

8. Responsible Gaming

Tojay APK takes player wellbeing seriously. Gaming is intended to be an entertaining activity for adults. The platform provides a range of tools to help players stay in control of their spending and time. These tools are available directly within your account settings at any time.

  • Deposit limits: Set a daily, weekly or monthly PKR deposit cap. Once set, limits take effect immediately and can only be increased after a cooling-off period.
  • Session time reminders: Set a notification to alert you when you have been playing for a defined period of time.
  • Self-exclusion: Temporarily or permanently exclude yourself from the platform. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period.
  • Reality checks: Opt in to receive periodic on-screen reminders of your session duration and net gaming activity.
  • Never chase losses. Set a firm PKR budget before each session and treat it as an absolute limit, not a guideline.
  • If gaming is affecting your financial situation, relationships or mental health, please use the self-exclusion tool and speak to someone you trust.
Tojay APK is for adults aged 18 and above only. Gaming should be treated as entertainment with a pre-set budget, not as a source of income. Please play responsibly.

9. Prohibited Conduct

The following activities are strictly prohibited on the Tojay APK platform. Engaging in any of the following may result in immediate account suspension, voiding of balances and permanent closure of your account:

  • Opening or operating more than one account, whether under the same or different identity details.
  • Providing false, misleading or fraudulent information during registration or any subsequent verification process.
  • Using payment methods not registered in your own name for deposits or withdrawals.
  • Attempting to abuse, exploit or manipulate any bonus offer, free spin promotion, VIP reward or platform feature in a manner inconsistent with its intended purpose.
  • Using automated software, bots, scripts or any mechanical advantage tools during gameplay.
  • Colluding with other players in any game mode where such collusion could affect outcomes or unfairly extract value from the platform.
  • Any attempt to reverse-engineer, hack, probe or otherwise compromise the security of the Tojay APK platform or its underlying technology.
  • Using the platform for any purpose related to money laundering, fraud or any other illegal financial activity.
  • Accessing the platform if you are under 18 years of age, or knowingly facilitating access by a minor.

10. Account Suspension & Closure

Tojay APK reserves the right to suspend, restrict or permanently close any player account at its sole discretion. In most cases, the platform will attempt to communicate the reason for any action taken. However, in situations involving suspected fraud, prohibited conduct or security risk, immediate action without prior notice may be taken.

  • If your account is suspended pending investigation, your PKR balance will be held securely during the review period.
  • If an account is closed due to a confirmed policy breach, any bonus-derived winnings will be voided. Genuine deposited funds may be returned after deducting any bonuses claimed, at Tojay APK's discretion.
  • Players may also request voluntary account closure at any time by contacting customer support. Any active bonus balance will be forfeited upon voluntary closure.
  • Disputed closure decisions can be raised via the formal complaints process — contact details are in Section 14 below.

11. Limitation of Liability

Tojay APK provides the platform on an "as available" basis. While every effort is made to maintain continuous, uninterrupted service, the platform does not guarantee that it will be free from downtime, technical errors or interruptions at all times.

  • Tojay APK is not liable for any loss of winnings, profit or opportunity arising from technical downtime, connectivity issues or game errors beyond the platform's direct control.
  • In the event of a game error that results in an incorrect outcome being displayed, the verified server-side result will apply and any incorrectly credited amounts may be reversed.
  • The platform is not responsible for any third-party internet service provider issues, device failures or mobile network outages that affect your ability to access or play on the platform.
  • Tojay APK's aggregate liability to any individual player in any calendar month shall not exceed the total PKR amount deposited by that player in the same calendar month, except where prohibited by applicable law.

12. Privacy & Data

Your personal information — including your name, contact details, payment data and gaming activity — is collected, stored and used in accordance with the Tojay APK Privacy Policy. By registering an account you consent to the data practices described in that policy.

  • Your data is used to operate your account, process transactions in PKR, provide customer support and improve platform features.
  • Tojay APK does not sell your personal data to third parties for marketing purposes.
  • Data may be shared with payment processors — including JazzCash, Easypaisa and banking partners — solely for the purpose of completing your requested transactions.
  • You have the right to request access to your personal data or request its deletion by contacting support. Data deletion requests are processed in accordance with the Privacy Policy timelines.

13. Changes to These Terms

Tojay APK may revise these Terms and Conditions at any time. When material changes are made, the platform will update the "Last updated" date shown at the top of this page. For significant changes that materially affect your rights or obligations, reasonable notice will be provided — typically via an on-platform notification or email to your registered contact address.

Your continued use of the Tojay APK platform after any update to these terms constitutes your acceptance of the revised version. If you do not agree with a revised version of these terms, your only recourse is to stop using the platform and request account closure via customer support.

14. Contact & Complaints

If you have any questions about these Terms and Conditions, or if you wish to raise a formal complaint, please contact the Tojay APK support team. We aim to acknowledge all queries within 24 hours and resolve formal complaints within 5 business days.

  • Email: [email protected] (plain text — do not send sensitive account data via email)
  • Live Chat: Available 24/7 through the platform interface after login
  • Response time: General queries within 24 hours; formal complaints within 5 business days

For responsible gaming concerns — including requesting self-exclusion or deposit limit changes — please contact support directly and your request will be prioritised above standard query queues.

Why Tojay APK Keeps Things Fair

Our terms are written to protect players, not to confuse them. Here is what that looks like in practice across the six most important areas of the platform.

Pure PKR — No Hidden Fees

Every rupee you deposit lands in your account at full face value. No currency conversion, no processing deductions, no surprise charges. What you send via JazzCash, Easypaisa or any other method is exactly what you play with.

Certified Fair Play on Every Game

All slot, fish and bingo games run on independently certified RNG engines. The RTP published for each title is the genuine mathematical figure — no platform manipulation, no hot-and-cold cycles, no adjustments based on your account history.

Bonus Terms Written in Plain Language

Wagering requirements, eligible games, expiry dates and minimum deposits are all listed clearly before you claim any offer. No small print designed to be missed, no impossible conditions buried in footnotes.

Responsible Gaming Built In

Deposit limits, session reminders and self-exclusion tools are built directly into every account — no need to contact support to activate them. Your wellbeing is a platform feature, not an afterthought buried in the help section.

VIP Rewards You Can Actually Track

Six tiers with automatic point accumulation on every PKR wagered. Tier status, point balance and benefit thresholds are visible in your account dashboard at all times. No mystery, no opaque qualification criteria, no surprise demotions.

24/7 Support That Actually Responds

Live chat is available around the clock for account queries, withdrawal questions and responsible gaming requests. Formal complaints are acknowledged within 24 hours and resolved within 5 business days — a commitment we stand behind.

Ready to Play?

You Have Read the Rules. Now Start Playing.

Register your free Tojay APK account today, deposit in PKR via JazzCash or Easypaisa, and start earning VIP points from your very first spin. Over 600 games, cricket-linked promotions and a PKR-native platform built for Pakistan players.